If you have dependents relying on your income or financial obligations (such as debt, mortgage, etc.) that would fall to someone else to handle if you were to pass away, then life insurance is likely a necessity for you. The rationale is that life insurance acts as a substitute for your future earnings. The potential risk of losing that earning power, especially early or mid-career when your family is most dependent on your income, is what makes life insurance a prudent safeguard for most people. This income replacement function helps ensure your loved ones can continue to fund major financial goals like homeownership, education costs, debt reduction, and retirement savings if you were to pass away unexpectedly.
With a monthly investment as low as $25, you can start building towards your financial future. We offer a range of investment options, including mutual funds, managed accounts, annuities, business retirement plans, and education savings.
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